Author Archives: Scott_Simons

Life After Bankruptcy

In a bad economy, bankruptcy is an unfortunate byproduct for many Americans.  Filing for bankruptcy can give you a fresh start.   Unfortunately your credit has basically gone down the tubes after bankruptcy.  But on the bright side all your debt … Continue reading

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Documents to Provide for 341 Hearing

Here is an example of what clients need to provide for a 341 hearing- Need to deliver the following documents during the 10 days prior to the hearing: 1.  Most Recent Paystub– Provide both if filing jointly 2.  Completed Domestic … Continue reading

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Retirement Accounts – Estate Property?

If you’re working on a case where the debtor has a large trust or retirement account, you will want to be aware of how to manage the accounts in regards to schedule Schedule B.  Many debtors will worry about jeopardizing … Continue reading

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Discharging Taxes in Your Bankruptcy

When declaring bankruptcy, sometimes it is helpful include tax debt in your bankruptcy petition. In order to be able to discharge your taxes however, it is essential that these criteria are met. 1. The IRS has not recorded a tax … Continue reading

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Top 5 work from home opportunities

For some people finding a work at home job is an economic necessity.  The trick, is finding a legitimate well paid position.  It is possible to earn a full-time income while working from home.  Take a look at our top … Continue reading

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Which Schedule Do I List Rental Income In?

Recently we received a question from one of our VBAs (Virtual Bankruptcy Assistants) about reporting the rental income and mortgage debt of a client and which schedule to report them in. The scenario goes as follows: The debtor owns property that … Continue reading

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Documents to Provide for a 314 Hearing

Your client is scheduled for a 314 hearing. There are several documents that they will need to provide before the hearing takes place in order for the process to go through. TEN DAYS BEFORE THE HEARING It is important that … Continue reading

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How to be more productive while working from home

Study Shows How to Be More Productive According to a study conducted by Stanford University 10% of US employees now regularly work from home. Working from home can be very rewarding, and many of those who work from home find … Continue reading

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Removing Your Bankruptcy From Credit Reports

Steps to Removing Your Bankruptcy Go Check out our latest article on 713Training.com  and learn how it may be possible to have bankruptcies removed from a credit report.

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What is a VBA’s Going Rate?

  VBA’s Going Rate Explained   Now that you have become a VBA, the all-important question of income comes up. What is a VBA’s going rate? What is the amount per petition? First, Virtual Bankruptcy Assistants (VBAs) get paid by … Continue reading

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