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31st October 2006

Other Bankruptcy Software Programs

Although 713Training.Com highly recommends Best Case software as the best software on the market for drafting and filing bankruptcy petitions, there are other choices you may consider.

Keep in mind though – never purchase a software program until you have downloaded the demo and tried it out. You will go broke if you buy one based solely on the lowest price, then find out you have to add a bunch of modules which each cost more money.

713Training.Com does not endorse any of the software programs below. The website links are provided for informational purposes only. You assume all risks if you decide to purchase any other software program than Best Case. Best Case is the only software that 713Training.Com endorses and uses for the operation of its business.

Best Case – Approx $770.00
http://www.bestcase.com

Bankruptcy Disk – About $333.00
http://www.lawdisks.com/bcydisk.htm

Bankruptcy 2006 – About $995.00
http://www.bankruptcysoftware.com/

Bankruptcy Case Software – Approx $389.00
http://www.lawfirmsoftware.com/

Legal Pro – Approx $200.00
http://www.legal-pro.com/

Blankrupter 4.6 – Approx $750.00
http://www.blumberg.com/

EzFiling – Approx $399.00
http://ezfiling.com/

Bankruptcy Master – Price: Unknown
http://bankruptcymaster.com/

Have fun shopping. If I missed one on the list, let me know.

Victoria Ring, CEO
713Training.Com
http://www.713training.com

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26th October 2006

How to Gain Knowledge and Obtain Power in Business

Knowledge is not intelligence. Knowledge is something you obtain after repeatedly performing a skill or being trained in a skill. Knowledge has nothing to do with intelligence. You can have an IQ of 212 but you would never have the knowledge about everything there is to know.

But how do you obtain knowledge? Do you read books? Do you watch videos and attend seminars? Do you enroll in training courses? Do you communicate with people who have the knowledge you wish to obtain? The answer is YES to all four questions. But the problem is, many people don’t know how to listen, read and communicate in order to obtain the knowledge provided to them.

Here are some tips to help you increase your knowledge:

Listening Skills

1. Pay close attention to the answer a person gives after you ask them a question. Although this sounds simple to do, the problem occurs when the listener does not listen. Instead, they are contemplating what they are going to say next, or even concentrating on unrelated matters. It takes a little effort to truly listen to what people are saying and putting all your own thoughts out of your mind for a moment so you can learn from them.

2. Maintain eye contact with the speaker. This is a good exercise to get into a habit of doing because it will help you to become less distracted or keep your thoughts from wondering.

3. Avoid the human tendency to jump to conclusions about what is said before the speaker has finished. Instead, you should listen closely even if you think you know what the person is going to say. Think of yourself as a news reporter with unbiased views and gathering as much information as possible so you can write a detailed report later. Once you have fully understood and absorbed what the speaker is saying, you can form your own opinions at that time. But forming an opinion while the speaker is talking does not allow you to absorb knowledge.

4. Make sure you understand the entire concept before offering any advice or suggestions to others. Sometimes people are so eager to show their enthusiasm that they offer suggestions without realizing the speaker would prefer that they listen rather than give advice. This is not to say that suggestions and solutions are not important. Of course they are, if they are offered at the appropriate time.

5. Stop everything you are doing and give the speaker your undivided attention. It is nearly impossible to concentrate on what someone is saying if you are doing something else. You may be able to take in the gist of what it being said, but you will never absorb all the details. Details are the meat and potatoes of knowledge and should never be missed.

Reading Skills

1. When you read a paragraph make sure you can repeat the meaning of that paragraph before you read any further. It is natural for your mind to wander as you are reading a training manual or other reading material. But you need to train yourself to read and understand every paragraph before you move on to the next. This does not mean that you will gain all the knowledge from that paragraph – just that you understand what the writer is saying.

2. Read with an open, unbiased mind until you fully understand what the writer is conveying. You are trying to obtain knowledge that you currently do not have. If you allow your own biased opinions to clutter up your mind while you are trying to obtain that knowledge, you will get little benefit from the knowledge the writer is giving to you.

3. Always read a book with a yellow highlight marker in your hand. Use it to highlight sentences, paragraphs and sections that stick out as important to you. This way, you can go back through the book and immediately find all the highlighted areas during your second review.

Telephone Skills

1. Organize your thoughts before making the call. No one appreciates a telephone call from a person who takes forever to get to the point. Garbled requests for information can only have one result – failure. You need to organize your thoughts before making the telephone call so you can get right to the point and resolve the issue. If necessary, write down a list of the questions you need to ask or what information you need to obtain; then refer to it when you make the telephone call.

2. Do not put a caller on hold for longer than 1 minute. If you discover you cannot answer the question or solve the problem during the time the caller is on hold, offer to call them back as soon as you have an answer. Then remember to call them back. Most people will wait for you to call them back if you promised to do so. If you still are unable to get the information to help them within 1 hour after promising to call them back, call them anyway and explain that it will take longer than expected. Then, give the caller an expected wait time for you to get the information or solve the problem.

3. Take notes during the telephone call. When someone calls you, train yourself to write down the name of the person and any other notes pertinent to the conversation. This way, you can refer to the person by name during the rest of the conversation and record important information you will use when you hang up the phone.

4. End the telephone call appropriately. Normally the person who calls should be the one who ends the call. But if the caller continues to talk forever and you need the call to end, be professional. Wait for a pause and say something like: “I am sorry to interrupt but I have another appointment. Perhaps we can talk later but thank you again for calling.”

5. Return all your calls promptly. A hectic and demanding schedule is no excuse for failing to return a telephone call. Have you ever tried to reach someone repeatedly by telephone, only to have them call you back several days later and tell you they had been so busy they could not call you back? If so, you can imagine how a customer or client will feel when you do the same to them.

Business Email Communications

1. Use the subject line of an email message to inform. The importance of an email is often determined by the subject line. Keep the subject line brief and specific. Make sure it relates to the subject matter of your email. If not, the receiver might accidentally delete it or mistake your email as spam or an unsolicited advertisement.

2. Treat emails like business letters. It is better to be more formal than casual in business email communications. You want to make a good impression.

3. Include a signature line. Nothing is more annoying than receiving an email from someone you want to contact but they provide no name, title, company, telephone number or website information. Do not rely on people being able to reply to your email as their only means to contact you. Often, email can bounce (due to internet glitches) through no fault of your own and your email is never received.

4. Never shout at people by using uppercase letters. Typing in uppercase letters is considered CYBER SHOUTING. As an alternative use asterisks to emphasize words, such as: Please contact us “no later” than Friday.

5. Skip the fancy decorations. Vivid colors, flashing symbols of bouncing smiley faces (better known as emotions) should never be used in business communications. These types of effects should only be reserved for personal email, not business email.

6. Keep your email very brief. Writing long emails about how you emotionally feel about a situation does not get your email read. But do not be too brief either. Provide the business with all the pertinent facts so they have enough information to look up your records and resolve the issue the first time. However, if your email is longer than 2 paragraphs, pick up the phone and call the company to resolve the issue.

7. Remember that no email is private. Every email you send passes through 1,000s of servers before it is delivered to the recipient. Additionally, every email you send is likely to be achieved on 1,000s of computers who make it a point to back up their customer’s email data. If you are angry and exhibit irrational behavior in an email, chances are it will come back to haunt you one day.

8. Avoid mood mail. Email messages that convey strong emotions can be easily misunderstood. Never send an email when you are angry. Take time to cool down, count to 100, then go back and re-read your email and edit it before clicking the Send button.

9. Proof every email before sending it to a business. It pays to check your grammar, spelling and punctuation before clicking the Send button. Getting in a hurry does nothing but cost you more time in the long run.

10. Respect the privacy of others. When you send an email that you also want sent to other people, use the BCC (blind carbon copy) function instead of the CC (carbon copy) function. This way, when the person receives your email, there will not be a long list of other email addresses at the top; and they don’t have to scroll down through the list to get to the email message.

11. Be very cautious when you use the “Reply All” button on your email program. If you receive an email that was sent to a multitude of people, hitting the “Reply All” button will send your reply to everyone. Unless you want this to happen, do not use this feature.

12. Do not be a pest. If you do not receive a response within 24 hours after sending an email, either send a different email explaining why you are following up or pick up the phone and call the company.

13. Never send an attachment unless you have permission to do so. Most email servers today will automatically strip attachments because they can be considered spam. Unless the company has specifically requested that you send an attachment, never send one.

14. Think twice before sending jokes, chain letters or funny messages. Just because you may think something is funny or cute does not mean the person receiving it will feel the same way. In fact, they may even find them insulting. Do not risk your reputation.

15. When posting a response to a message board, remember that your email is forever edged in stone. Many people forget that when they post a message to a message board, that message is archived forever. The main website that archives every web site that has ever been in existence is The Wayback Machine at http://web.archive.org/

Summary

I sincerely hope that you have read this entire article and will use it to improve your communication and listening skills. When you do, you will find that your knowledge will increase and you will become a better asset for the attorneys and business associates you communicate with on a daily basis.

Victoria Ring, CEO
713Training.Com
http://www.713training.com

posted in Bankruptcy Marketing Tips | Comments Off

12th October 2006

The "How Much Money Can I Make" Syndrome

An important tip to remember when structuring and building your home service business.

Would you consider it be unprofessional conduct if you went to a job interview and immediately asked your potential employer: How much money can I make?

Of course it would. In fact, if you acted in this manner there is little chance you would get the job.

So if the average person understands and abides by this behavior in their consumer life, why do they ask the question: How much money can I make? when thinking about starting their own business? Is it because they have been educated by television advertisements that promise to make them wealthy overnight? I personally do not know for sure.

However, lets examine this issue in a little more detail. There are TWO different types of workers: (1) Independent Contractors, and (2) Employed personnel. If you work as an employee, upon the date of hire, the company will tell you how many hours you are expected to work and the amount of money you will be paid. But Independent Contractors (like virtual assistants) are their own employer. That means it is up to YOU to determine how much money you will make. Then you work toward that goal with your skills and knowledge.

Also, there are also TWO different types of customers: (1) Customers who employ Independent Contractors to do jobs on an as needed basis, and (2) Customers who employee a company and that company will employ you to do the job. The company you work for takes the largest profit and pays you a lower wage.

As an Independent Contractor your customers are the people you do work for. For example: in the virtual bankruptcy assistant field, the attorneys you work for are your customers. When the attorney first hires you to work for him or her virtually, it would be very unwise to ask the attorney how much money you are going to make. Only you can answer that question by the level of skills and services that you provide. Besides, you would not be able to answer this question sufficiently until after you had worked with the attorney for a period of time and averaged out the money you earned during that time period.

As a service business (virtual assistant), you should always devote a great deal of time to training and building your skills. Even if you have good skills and customers are paying you well for your services, you still need to devote time to training. Why? Because you will never know it all. There are new ideas being born every second. New technologies; and new methods of doing things. It is extremely important to keep in touch and tuned into the world that you provide services for. You will find that the more you improve your service business skills, the larger your income will grow.

Remember: Concentrate on improving your skills and talent and the dollars will come without effort.

AUTHOR BIO:

Victoria Ring is a Certified Paralegal and Bankruptcy Specialist. She has developed an entire line of training products to teach others the skill of drafting bankruptcy petitions and working nationwide for attorneys. For more information, visit her website at http://www.713training.com

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8th October 2006

Tips for Marketing to Attorneys

At this time of the year, the number of people filing bankruptcy normally decreases due to the holidays (most people want to use their credit cards for the last time before filing bankruptcy). But this is NOT the time to sit back and wait. In fact, it is the BEST time of the year for you to market to attorneys because they have more time to review your marketing materials and plan their budget for 2007.

TIP FOR MAILING MARKETING MATERIALS TO ATTORNEYS

Use professional-grade paper

I suggest Hammermill Ultra Premium Laser, 24 pound. I buy it by the case at about $8.00 per ream. Although the price is higher than 20 pound paper, it will make a big difference in the impression you make to the attorney.

Postcard Mailing

If you do a postcard mailing be sure to stick to ONE topic (even if you provide several different types of services.) You do not want to confuse the attorney with the services you provide or they will never respond. A postcard is meant to be a type of “teaser” copy. You do not provide a lot of detail about your service on a postcard – just highlights to get them interested enough to call you.

To get ideas for postcards, visit: http://www.amazingmail.com/ or http://www.vistaprint.com/
To get your postcards printed and mailed, visit http://www.mailersclub.com/mailersclub_postcards.asp

Brochure Mailing

Write a one-page cover letter (samples are in my book: How to Start a Virtual Bankruptcy Assistant Service). Enclose a professionally-designed brochure which you can design online at http://www.amazingmail.com/ or http://www.vistaprint.com/ and your business card or business card magnet. Do not overload the envelope with any more than these 3 items. A bulky mailing creates confusion. You want the attorney to know exactly what your service is and why he or she should call you and get more information.

Finding a Mailing List of Attorneys

One of our Bankruptcy Club Members said she contacted her local Bar Association and was able to get a free mailing list of attorneys. However, you do not want to waste your money mailing to all the attorneys in your area because a large majority of them may not practice bankruptcy law. You need to target-market your mailing list by finding names and addresses of attorneys who ONLY specialize in debtor bankruptcy Chapter 7 and Chapter 13.

One good place to start compiling your mailing list is to take out your yellow pages, look up “Attorneys” and select those specializing in debtor bankruptcy law.

Another good place to locate bankruptcy attorneys is through associations they belong to. Attorneys who take the time to join associations that specialize in bankruptcy are normally more involved in the field than an attorney practicing a wide variety of different types of law.

Summary

Every business has a slow period. Right now, retail stores are gearing up because the holiday season is their busiest time for sales. Cake decorators, landscapers and handyman contractors plan on the summer months as their busiest season. In the many years I have worked in bankruptcy, February through September is the peak period when the majority of people file bankruptcy. That leaves October through January for you to heavily market. And I suggest that you HEAVILY market. For instance, right now, I am mailing 150 letter packets PER DAY until I mail out my goal of 2,000. Sure – it takes work and you have to stay up at night longer than you may want – but the rewards are fantastic.

Victoria Ring
CEO, 713Training.Com
http://www.713training.com

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